A card to fit your life.

We know credit cards aren’t a one size fits all, that’s why we offer a full suite of personal credit cards, so you can choose the one that works best for you.

Get more out of your card.

Our cards have many money saving features available to make your every day purchases that much better.

Purchase Protection & Extended Warranty3

 

Feel confident in knowing most items purchased with your card are protected if something goes wrong.

 

Mobile Device Insurance3

 

 

We’ll help cover you in case of damage or theft of your mobile device so you can get back in contact right away.

 

Zero Liability2

 

 

 

Shop with confidence – Zero Liability offers you protection against unauthorized use of your card.

Get rewarded for your everyday purchases.  With our FlexRewards program, you earn points just for using your card.  Plus, you can redeem Flex Points for your choice of cash, gift cards, merchandise or travel rewards.

 

Cards with FlexRewards give you more. Points add up quickly, and there’s no limit to the number of points you can earn.

 

Select how to redeem your points from three options:

Cash Back

 

 

Merchandise and Gift Cards

 

 

Travel

 

 

No Annual Fees

Cash Back

Mastercard®

 

FlexRewards | Mobile Device Insurance3

No Fee | 19.90%

Student

Mastercard®

 

Purchase Protection3 | Mobile Device Insurance3

No Fee | 11.90%

Low Rates

FlexRate

Mastercard®

 

FlexRewards | Mobile Device Insurance3

$40 | 9.90%-18.90% Variable

Centra Gold

Mastercard®

 

FlexRewards | Auto Rental Collision Insurance3

$50 | 9.90%

Classic

Mastercard®

 

Purchase Protection3 | Mobile Device Insurance3

$30 | 11.90%

Travel

Travel Rewards Gold

Mastercard®

 

FlexRewards | Purchase Protection3| Trip Insurance4

$99 | 19.90%

World

Mastercard®

 

FlexRewards x2 | Price Protection | Trip Insurance4

$120 | 19.90%

US Dollar

Mastercard®

 

FlexRewards | Emergency Health Care Coverage4

$50 USD| 19.90%

1 REWARDS

 

Eligibility for rewards and/or account credit is subject to the terms and conditions of the FlexRewards program. For full terms and conditions, visit collabriacreditcards.ca.

 

2 ZERO LIABILITY

 

Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if: you have used reasonable care in protecting your card from loss or theft; and you have reported to Cardholder Service at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.

 

If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.

 

3 INSURANCE

 

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®. Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca. Insurance coverage is subject to change.

 

4 INSURANCE

 

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca. Some conditions and restrictions apply. Insurance coverage is subject to change.

 

5 24/7 TRAVEL ASSISTANCE

 

24/7 Travel Assistance is provided by Desjardins Financial Security Life Assurance Company.This document is provided for information purposes only. For details of the coverage, refer to the insurance contract available online at collabriacreditcards.ca.. Eligibility is conditional on the card account being active and in good standing. Coverage is subject to change.

 

6 PROMOTIONAL OFFER DETAILS

 

Offer applicable to World Mastercard product only. All other card products are not eligible.  Application is subject to approval.  Offer open to new World Mastercard accounts activated between September 5th, 2018 to November 5th, 2018.  Each account must remain open, in good standing and not become delinquent. Allow up to two billing cycles for bonus points and annual fee credit to post to your account.

 

The products, features, benefits and rewards are valid as of July 1, 2017 unless otherwise noted and are subject to change.

 

The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

© 2018 PEI Credit Unions. All Rights Reserved